Central Texas Associate Credit Analyst - Banker Development Program
Houston, TX 
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Posted 1 day ago
Job Description

Amegy Bank is hiring for our January and June 2024 Banker Development Program classes!

Amegy is a leading Texas bank with over $13 billion in assets, 1,600 employees, and more than 75 locations in the greater Houston, Dallas / Fort Worth and Central Texas metropolitan areas.

At Amegy Bank, people and culture are at the heart of everything we do. We live by the motto of "everyone counts" and recognize the diverse values and experiences each employee brings to our team. We grow when our employees are supported and thrive. Let us help you transform your career. Amegy Bank, here you grow.

Amegy Bank is a division of Zions Bancorporation, N.A. (NASDAQ: ZION), one of the nation's premier financial services companies, with total assets exceeding $65 billion and over 10,000 employees, operating in 11 states.

For more information: careers.amegybank.com/moreinfo/EarlyCareer

Banker Development Program

The Amegy Bank Banker Development Program (BDP) is a rotational credit and sales training program designed to provide a solid foundation in the basics of banking. It provides an opportunity to apply finance and accounting skills to assess credit and business risk, while also developing strong sales skills within the first year of employment through hands-on experience.

The program develops credit analysts into well-rounded bankers with strong prospecting and relationship management skills. It offers a defined career path, which begins with classroom training and transitions into the opportunity to rotate through various lending departments.

Throughout the program, analysts also receive mentors who serve as additional resources and trusted advisors.

Minimum Requirements (please make sure you meet these before applying)

* B.B.A. Finance or Accounting

* Minimum overall GPA of 3.0

* 6 hours of accounting courses (9 hours, including Intermediate Accounting I, preferred)

***Please attach a RESUME and a current unofficial TRANSCRIPT, showing all accounting classes, to your application (required at the time of interview). Include GPA on your resume.

Additional Qualifications

* Excellent communication, presentation, and interpersonal skills

* Detail oriented, organized, analytical, with proven problem-solving abilities

* Leadership skills and community involvement

* Highly motivated, self-starter attitude

* Internship / prior work experience is a plus

PROGRAM PHASES

Phase 1: Initial Training Phase

Phase 2: Rotations

Phase 3: Placement

Phase One: Initial Training

The Initial Training Phase (ITP) is 4.5 months of classroom training at Amegy Bank's headquarters in Houston. You will have two 2-week trainings at Zions Bancorporation's headquarters in Salt Lake City, Utah or virtually.

TOPICS COVERED

* Introductory banking and analytical concepts

* Moody's self-study courses designed to teach the analytical process and decision-making techniques needed to make sound credit decisions

* Credit Foundations training

* Credit underwriting

* Mock write-ups based on case studies

* Professional etiquette and sales training

* Introductions to senior management

* Bank-specific administrative training

Phase Two: Rotations

The rotational phase is 12-20 months of on-the-job training through assignments to specific lending groups.

RESPONSIBILITIES

* Perform analytical work required for assigned department

* Shadow bank officers in client and prospect meetings

* Assist in prospecting and business development efforts

* Underwrite financial statement analysis and credit presentation packages

* Participate in loan approval presentations

* Review portfolio credit risk

* Attend seminars and ongoing training

* Participate in discussion sessions on banking concepts

* Build one-on-one working relationships with high-level decision makers

BDP TRACK OPTIONS

Within the Banker Development Program, you have two track options to choose from: Business Banking Credit Analyst and Credit Analyst. While both tracks go through the same Initial Training Phase, they differ in the rotations and eventual placement. Both track options are available in Houston, Dallas/Fort Worth, and Central Texas.

Credit Analyst

* Designed for individuals interested in serving medium to large size businesses with over $20 million in revenue

* Receive in-depth exposure to various lending groups including specialty lines of business

ROTATIONS

4-7 Rotations (13 weeks each)

* Commercial Lending

* Private Banking

* Commercial Real Estate

* Corporate Banking

* Energy Lending (Houston and DFW)

* International Banking (Houston and CTX)

HOUSTON ONLY:

* Healthcare and Not-for-Profit

* Special Assets Group

* Syndications

* Dallas/Fort Worth and Central Texas analysts will spend their first 4-5 months in Houston before relocating to their Market for rotations.

Phase Three: Placement

Takes place approximately 16-26 months after beginning the program; dependent on employee tenure, performance, and staffing needs.

CAREER PROGRESSION

* Associate, Officer (3 to 4 years)

* Assistant Vice President, Relationship Manager II/Portfolio Manager II (4 to 5 years)

* Vice President (5+ years)

What to expect:

* Manage your own portfolio 2-4 years out of the program

* Work primarily with CFOs and CEOs

* Help middle market and larger businesses achieve their goals

Zions Bancorporation's Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.



 

Job Summary
Company
Zions Bancorporation
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Salary and Benefits
Open
Required Experience
Open
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