The Opportunity

Implement Accident & Health (A&H) underwriting business strategy by assisting with business development and growth through building relationships within assigned areas and applying sound decision making to underwrite business that contributes to a profitable portfolio. Responsibilities include new business production, renewal retention and the overall profitability of assigned book of business. This role is critical for driving territory results for A&H.

Primary Responsibilities

* Review, evaluate, and price moderately complex underwriting business by applying sound underwriting judgment and adhering to company policy and state regulations within established authority
*Underwrite moderately complex insurance risks in accordance with the business plan and the personal authority to meet business objectives including negotiating rates, terms and conditions for existing and new business, managing production and issue of contract documentation, ensuring compliance with internal and external regulations and guidelines, and ensuring contribution to the business plan and objectives
*Prepare moderately complex quote work up and release within authorized parameters
*Ensure adherence to loss ratio goals
*Identify poor cases within block, achieve expected rate increase average and persistency goals
*Review, classify, evaluate, and price complex business within an established level of authority as a means to achieve department results
*Establish and maintain relationships with an assigned group of agents and customers in order to understand their needs and provide products that respond to those needs
*Coordinate medical review with Risk Management Team
*Collaboration with Policy Administration and Claims Departments when necessary
*Build relationships with internal and external customers by gathering inquiries, researching and analyzing issues, escalating problems as required to ensure understanding of A&H processes and procedures
*Collaborate with key stakeholders by sharing information, recommending solutions to underwriting issues to transfer knowledge and support the achievement of business objectives
*Contribute to a positive work environment by demonstrating cultural expectations and influencing others to reward performance and value "can do" people, accountability, diversity and inclusion, flexibility, continuous improvement, collaboration, creativity and fun

Required Education

* Bachelor's Degree or equivalent combination of education and work experience

Required Experience

* 7 years relevant experience

Preferred Competencies/Skills

* Use multiple resources to gather and analyze information and use logic to underwrite risk exposures
*Use wise, astute and insightful judgment to make sound underwriting decisions
*Prioritize interests of the company and community during decision-making
*Effectively and efficiently present logic, reasoning, and analysis to others
*Negotiate skillfully in tough situations with both internal and external groups to settle differences with minimum noise
*Win concessions without damaging relationships
*Identify and articulate improvement opportunities and translate them into tangible business deliverables
*Ability to analyze data and use for decision making
*Clearly and confidently convey information to a wide audience
*Show drive and initiative
*Act fairly, ethically and with integrity when decision-making
*Maintain confidentiality of private or sensitive information
*Multi-task and handle competing priorities; adapt and be flexible in a complex changing environment
*Keep an open mind, consider unique approaches and be open to change and considerable variety in the workplace
*Share knowledge and mentor others

Preferred Experience

* Underwriting experience in a high-production environment
*increasing levels of responsibility

Preferred Knowledge

* Broad working knowledge of products and concepts relating to the insurance industry
*Broad working knowledge of Microsoft Office Suite
*Broad working knowledge of terminology, function and fundamental capabilities of common computer, software, information and communication technology devices, components, and concepts
*Broad working knowledge of underwriting processes and procedures
*Broad working knowledge of laws and regulations related to area of responsibility
*Accident and Health business acumen


QBE Cultural DNA About QBE

We can never really predict what's around the corner, but at QBE we're asking the right questions to enable a more resilient future by helping those around us build strength and embrace change to their advantage.

We're an international insurer that's building momentum towards realizing our vision of becoming the most consistent and innovative risk partner.

And our people will be at the center of our success. We're proud to work together, and encourage each other to enable resilience for our customers, our environment, our economies and our communities.

With more than 12,000 people working across 27 countries, we're big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.

We believe this is our moment: What if it was yours too?

Your career at QBE - let's make it happen!

Base pay offered will vary depending on, but not limited to education, experience, skills, geographic location and business needs

Annual Salary Range: $100,000 - $150,000

AL, AR, AZ, CO (Remote), DE, FL, GA, IA, ID, IL (Remote), IN, KS, KY, LA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, PA, SC, SD, TN, TX (Remote, Plano), UT, VA, VT, WI, WV and WY
* * * * *

Annual Salary Range: $110,000 - $165,000

CA (Remote, Fresno, Irvine and Woodland), Greenwood Village CO, CT, Chicago IL, MA, MD, NY (Remote), RI, Houston TX and WA
* * * * *

Annual Salary Range: $125,000 - $187,000

San Francisco CA, NJ and New York City NY

Benefit Highlights

You are more than your work - and QBE is more than a workplace, which is why QBE provides you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. Employees scheduled over 30 hours a week will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health.

We also offer a competitive 401(k) contribution and a paid-time off program. In addition, our paid-family and care-giver leaves are available to support our employees and their families. Regular full-time and part-time employees will also be eligible for QBE's annual discretionary bonus plan based on business and individual performance.

At QBE, we understand that exceptional employee benefits go beyond mere coverage and compensation. We recognize the importance of flexibility in the work environment to promote a healthy balance, and we are committed to facilitating personal and professional integration for our employees. That's why we offer the opportunity for hybrid work arrangements.

If this role necessitates a hybrid working model, candidates must be open to attending the office 8-12 days per month. This approach ensures a collaborative and supportive work environment where team members can come together to innovate and drive success.

#LI-NA

How to Apply:

To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.